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It reads your documents
Point it at a title commitment (T-7 / ALTA), an appraisal, or a purchase contract and it pulls the parties, vesting, legal description, and values — typed straight into the file. It also recognizes entity-formation docs and checks them off the list.
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Verified, not assumed
Extraction reads AcroForm fields and labeled anchors first, cross-checks against a second pass, and routes anything low-confidence or conflicting to a review queue — it never silently guesses. Sensitive IDs like SSN, EIN, and DOB are never extracted at all.
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Flood & OFAC checks
One click runs a FEMA flood-zone determination on the property and screens the borrower, entity & guarantor against the Treasury OFAC/SDN sanctions list — potential matches flagged for your review, saved on the file.
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Credit score, read from the report
Upload the borrower's existing credit report and the engine reads just the score onto the file — with a quick band, and the middle score when all three bureaus are present. By design it never reads the SSN, date of birth, or account numbers. It scans a report you already have; it is not a new bureau pull.
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DSCR on every file
Enter the rent and the engine computes DSCR against the full PITIA — payment from the file's quote, taxes, insurance and HOA — and reads it for you: Strong, Covers, or negative carry. The exact ratio DSCR programs underwrite to, on each file's own numbers, no spreadsheet.
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Insurance tracking
Keep each file's hazard and flood policy — carrier, coverage, premium, expiration — right on the deal. DocOrder flags missing coverage, a policy that lapses before the loan matures, and a missing flood policy when the property sits in a FEMA flood zone, so the evidence-of-insurance condition never stalls a closing.
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Wrong-party & defect guards
A pre-flight brain — no AI, no internet — reads every field on the deal and flags typos, wrong-party mismatches, placeholders, and inconsistencies before a document renders. Each rule is codified from a real defect that once reached a drawer.
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State-specific generation
Render the note, the mortgage or deed of trust, escrow instructions, and the loan & security agreement — the full closing package — across 38 states and growing, each assembled from your own attorney template for that state, following its instrument and governing-law convention.
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Mechanical render, every field verified
Generation is pure find-and-replace — no AI touches the finished document. Specific values replace first so nothing partial-matches, and the package is checked for leftovers before it ships — zero stray placeholders, with entity-vs-individual and guarantor logic handled per state.
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Outcome & fallout tracking
Mark how each funded loan ends — paid as agreed, paid off, extended, or default — and capture a one-tap reason when a file closes without funding. It builds a permanent, de-identified performance picture of your book over time: facts and bands only, never a borrower's name, email, or address.
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Webhooks & integrations
Push events to your own systems the moment they happen — quote signed, file funded, loan outcome, a lead to review. A signed (HMAC-SHA256) JSON POST to any https endpoint you register, so you can wire DocOrder into your CRM, a spreadsheet via Zapier/Make, or your own dashboards. De-identified payloads, no extra service.
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Two-factor login security
Protect any login with authenticator-app 2FA — opt-in per person, with one-time backup codes and an operator reset for a lost device. Enrolled teammates enter a code at sign-in; it's standard TOTP, no extra service to set up.
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Your templates, your compliance
The engine fills and assembles your attorney-approved documents. It's neutral software — your counsel owns compliance, which keeps everyone on solid ground.
